UAE Dirham Exchange Rate (AED) – Currency Exchange in Warsaw

UAE dirham banknotes (AED) – dirham exchange at the Argentarii kantor, Warsaw Wola

The UAE dirham (AED) is the official currency of the United Arab Emirates – Dubai, Abu Dhabi and the five remaining emirates. At the Argentarii kantor in Warsaw you can buy dirhams before you fly and sell the notes you bring back, on the spot and at the current rate.

We are located at Grzybowska 61, in the Platinum Towers gallery on the edge of Wola and Śródmieście, a few minutes’ walk from Rondo Daszyńskiego. We keep dirhams in stock permanently, so there is no need to order them in advance.

Current UAE dirham rate (AED/PLN)

You will find the current buy and sell rates for the dirham on the agkantor.pl homepage. We update them throughout opening hours and they apply to exchanges made in person. For larger amounts we set the rate individually; a phone call is enough.

The National Bank of Poland publishes the AED rate only once a week, in table B of foreign exchange rates – unlike the euro or the dollar, which are quoted daily. Exchange office rates can therefore differ from the last NBP publication, so always check the rate on the day you exchange.

How much is 1 dirham and 100 dirhams in złoty

The dirham is one of the easier currencies to convert in your head: for years its rate has stayed close to the złoty – usually somewhere between 1.00 and 1.20 PLN per 1 AED. As a rough guide, 100 dirhams is 100–120 PLN and 1,000 dirhams is around 1,000–1,200 PLN, which makes Dubai price tags readable almost one to one.

That is an approximation only. For an exact figure – whether 100, 500 or 1,000 AED – use the currency calculator on the homepage, which runs on the rates we apply in the kantor. It works both ways: you can check what you will pay for dirhams and what you will get for the ones you bring back.

Where to buy and sell dirhams in Warsaw

The dirham is not a currency you will find in every exchange office – most of them handle a dozen or so of the most popular currencies and stop there. At Argentarii, AED is a permanent part of the offer, alongside more than twenty other currencies, including exotic ones such as Turkish lira Albanian lek and the Chinese yuan.

We both sell dirhams before a trip and buy the banknotes back afterwards. For larger amounts – and a trip to the Emirates easily runs to several thousand dirhams – it is worth calling ahead: we will confirm availability and prepare the denominations you need for an agreed time.

What currency is used in Dubai and the UAE

One currency is used across the whole of the United Arab Emirates – the UAE dirham, code AED, informally written as “Dh” or “DHS”. Dubai has no separate currency of its own, so the “Dubai currency” and the Emirati dirham are exactly the same thing. One dirham is divided into 100 fils.

Cards are accepted without any trouble in hotels, malls and restaurants. Cash is useful in the souks, where you haggle anyway, in taxis, in smaller places in Deira and Bur Dubai, and for tips. Watch out for card payments converted straight into your home currency (DCC) – the merchant’s terminal sets the rate and it usually works out worse than exchanging cash in advance.

What drives the AED/PLN rate

The dirham is pegged to the US dollar: since November 1997 the Central Bank of the UAE has maintained a fixed parity of 3.6725 AED to 1 USD. In practice this means the AED/PLN rate has nothing to do with what happens in the Emirates and everything to do with the dollar–złoty pair.

So if you are tracking the dirham before a trip, just watch the dollar – the two move together almost to the grosz. Indirectly the euro rate matters too, since it largely sets where the złoty trades.

Which Emirati banknotes we accept

Banknotes in circulation are 5, 10, 20, 50, 100, 200, 500 and 1,000 dirhams. Since 2021 the CBUAE has been gradually replacing them with a polymer series: it started with the 50, the 5 and 10 followed in 2022, the 500 and 1,000 in 2023, and the 100 in 2025. Older paper notes remain legal tender and circulate alongside the polymer ones, so we accept both.

We do not buy coins – 1 dirham, 25 and 50 fils – just as we do not buy coins in any other currency, so it is best to spend your change before flying home. Damaged, taped or heavily soiled notes are priced individually at the counter.

UAE dirham vs Moroccan dirham – two different currencies

The word “dirham” covers two entirely different currencies: the UAE dirham (AED) and the Moroccan dirham (MAD). In the NBP table B of 5 August 2026 the Emirati dirham was worth 1.0159 PLN and the Moroccan one 0.4006 PLN – a difference of roughly two and a half times, and an expensive mistake to make when planning a travel budget.

There is a practical difference too. The Moroccan dirham has limited convertibility and its export from Morocco is capped, which is why Polish exchange offices usually do not carry it. You buy it once you are there. The UAE dirham is fully convertible and can be taken in and out freely. At Argentarii we exchange Emirati dirhams (AED).

How the exchange works

Check the current rate and come to Grzybowska 61. The exchange takes a few minutes: you give the amount, we confirm the rate from the board and pay out cash straight away. An ID document is only required for transactions equivalent to EUR 15,000 or more, in line with AML rules. The kantor operates on the basis of an entry in the NBP register of currency exchange activity.

Reserve a rate for one hour

You can reserve the rate from the online table free of charge for 60 minutes – use the contact form or call us. A reservation does not commit you to anything: we simply hold the agreed rate for you for an hour.

Kantor Argentarii – Grzybowska 61, Warsaw

You will find us in the Platinum Towers gallery at Grzybowska 61, in Warsaw’s Wola district. We are open seven days a week: Mon–Fri 9:00–21:00, Sat 10:00–20:00, Sun 11:00–20:00. People often come back from Dubai with gold from the Gold Souk as well as dirhams. We also run gold buying in Warsaw, and valuation is free. You can also exchange the Ukrainian hryvnia and the Romanian leu with us.

Frequently asked questions about exchanging UAE dirhams

What is today’s UAE dirham rate at the kantor?

We publish the current buy and sell rates for the UAE dirham on the agkantor.pl homepage and update them throughout opening hours. The same rate applies when you exchange in person at Grzybowska 61. For larger amounts we can quote an individual rate over the phone.

How much is 1 dirham and how much is 100 dirhams in złoty?

The dirham has stayed close to the złoty for years – usually somewhere between 1.00 and 1.20 PLN per 1 AED. As a rough guide, 100 dirhams is 100–120 PLN and 1,000 dirhams is around 1,000–1,200 PLN. For an exact figure, use the currency calculator on the homepage, which runs on the rates we apply in the kantor.

Where can I buy dirhams in Warsaw before a trip to Dubai?

You can buy dirhams at the Argentarii kantor at Grzybowska 61, in the Platinum Towers gallery in Wola, a few minutes’ walk from Rondo Daszyńskiego. We keep AED in stock, so you can exchange on the spot. For larger amounts or specific denominations, call ahead. Phone: +48 791 901 979.

Is it better to exchange złoty for dirhams in Poland or in Dubai?

The dirham is pegged to the US dollar, so there is nothing to gain from rate movements on either side – the difference comes down to margins alone. Exchanging in Poland means you land with cash for the first expenses: a taxi, tips or the souk. What is worth avoiding everywhere are airport and hotel exchange desks and card payments converted on the spot (DCC) – those are usually the most expensive options.

Do you buy dirhams back after a trip to the UAE?

Yes, we buy dirham banknotes – both the paper and the polymer series. We do not accept coins (1 dirham, 25 and 50 fils), so it is best to spend your change before flying home. Damaged or taped notes are priced individually at the counter.

Is the UAE dirham the same as the Moroccan dirham?

No, these are two different currencies. The UAE dirham (AED) is the currency of the United Arab Emirates, while the Moroccan dirham (MAD) belongs to Morocco and is worth roughly two and a half times less. The Moroccan dirham has limited convertibility and export limits, which is why Polish exchange offices usually do not carry it. At Argentarii we exchange Emirati dirhams (AED).